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Juan Esteban Diaz Contreras
Mortgage Broker

As a mortgage broker in Quebec, I offer comprehensive and personalized support for all your real estate financing needs. My goal is to simplify your life, maximize your benefits, and guide you to the best solution on the market.

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Juan Esteban Diaz Contreras, Mortgage Broker

Originally from Colombia and well established in Quebec for several years, I understand the unique challenges faced by young families, first-time buyers, investors, or newcomers. As a property owner myself, I am aware of the challenges that the financing process can create during a purchase. My goal is to make your experience pleasant, offering you peace of mind by guiding you through the transaction from start to finish.

My approach is both structured and human: I combine financial rigor, transparent communication, and active listening to support you at every stage. Discipline, self-improvement, and energy are at the heart of my life—whether at the gym, playing soccer, running, or in finding the best mortgage loan for you. My goal? That you make informed decisions with confidence.

You deserve more than a rate: you deserve a trusted partner to build your future.

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OFFERED SERVICES

Tailored mortgage solutions to guide you through every step of your journey — whether it's a first purchase, refinancing, or an investment project.

Residential Mortgage Loans

Whether you're looking for a mortgage loan or considering a multifamily property, I will guide you through every step involved in achieving your financial goals.

  • Personalized options tailored to your profile.
  • Best rates to maximize your savings.
  • Expert guidance throughout the process.
Learn more
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Partner Properties

Find Your Future Property

Explore properties from my real estate partners and get pre-approved for your mortgage

Current Rates

Fixed Rates

1 year 4.89%
3 years 4.04%
5 years 4.14%
7 years 4.49%

Variable Rates

Variable 3.6%

* Some conditions may apply. Subject to change without notice. Rates may vary based on the amount borrowed, collateral provided, or other factors. Please refer to your Multi-Prêts broker for more details.

FREQUENTLY ASKED QUESTIONS

Find answers to your most frequently asked questions

What is a mortgage pre-approval?

A pre-approval is a preliminary assessment of your borrowing capacity. It gives you a maximum amount you can borrow and a guaranteed rate for a set period, usually 90 to 120 days.

What is the difference between fixed and variable rates?

A fixed rate stays constant throughout the term, offering payment stability. A variable rate fluctuates with the Bank of Canada's key rate, potentially more advantageous but with more risk.

How much down payment do I need?

In Canada, the minimum down payment is 5% for properties under $500,000, 10% for the portion between $500,000 and $1M, and 20% for properties over $1M. I can help you explore your options.

Schedule an Appointment

Book a personalized consultation to discuss your mortgage needs and get tailored advice.

  • Personalized Consultation
  • Analysis of your situation
  • Expert Advice
SCHEDULE APPOINTMENT

Online Request

Complete our online form to start your mortgage application and speed up the approval process.

  • Simplified Process
  • Quick Response
  • Personalized Follow-up
MAKE A REQUEST