What is a mortgage pre-approval?

A pre-approval is a preliminary assessment of your borrowing capacity. It gives you a maximum amount you can borrow and a guaranteed rate for a set period, usually 90 to 120 days.

What is the difference between fixed and variable rates?

A fixed rate stays constant throughout the term, offering payment stability. A variable rate fluctuates with the Bank of Canada's key rate, potentially more advantageous but with more risk.

How much down payment do I need?

In Canada, the minimum down payment is 5% for properties under $500,000, 10% for the portion between $500,000 and $1M, and 20% for properties over $1M. I can help you explore your options.

Juan Esteban Diaz Contreras | Partner Properties

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$645,000

Bungalow

126 Rue du Déménageur Saint-Isidore

4

1

13

1 235 pc

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1131 Rue Castonguay Québec (Sainte-Foy/Sillery/Cap-Rouge)

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$879,000

Two or more storey

1131 Rue Castonguay Québec (Sainte-Foy/Sillery/Cap-Rouge)

6

3

17

2 526 sq ft (234.70 m²)

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937 Av. Roland-Beaudin Québec (Sainte-Foy/Sillery/Cap-Rouge)

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New Listing

$525,000

Apartment

937 Av. Roland-Beaudin Québec (Sainte-Foy/Sillery/Cap-Rouge)

2

1

8

843 sq ft (78.30 m²)

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1060 Rue Gabriel-Dumont Québec (Sainte-Foy/Sillery/Cap-Rouge)

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$675,000 +GST/QST

Two or more storey

1060 Rue Gabriel-Dumont Québec (Sainte-Foy/Sillery/Cap-Rouge)

4

2

19

1 760 pc

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$523,000 +GST/QST

Bungalow

49 Rue des Cornalines Saint-Henri

4

2

11

1 407 sq ft (130.75 m²)

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1131Z Rue Castonguay Québec (Sainte-Foy/Sillery/Cap-Rouge)

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$879,000

Duplex

1131Z Rue Castonguay Québec (Sainte-Foy/Sillery/Cap-Rouge)

6

3

10

2 526 sq ft (234.70 m²)

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4952 Rue Honoré-Beaugrand Saint-Augustin-de-Desmaures

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New Listing

$900,000

Apartment

4952 Rue Honoré-Beaugrand Saint-Augustin-de-Desmaures

3

2

13

1 512 sq ft (140.50 m²)

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$280,000

Apartment

937 Av. Roland-Beaudin Québec (Sainte-Foy/Sillery/Cap-Rouge)

1

5

360 sq ft (33.40 m²)

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1058 Rue Gabriel-Dumont Québec (Sainte-Foy/Sillery/Cap-Rouge)

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$675,000 +GST/QST

Two or more storey

1058 Rue Gabriel-Dumont Québec (Sainte-Foy/Sillery/Cap-Rouge)

4

2

19

1 760 pc

Calculate your payment

View & Get Pre-Approved

New Listing

$325,000

Apartment

598 8e Avenue Québec (La Cité-Limoilou)

1

7

890 sq ft (82.70 m²)

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